“we intend to deliver a further pickup in 2023 as we increasingly sell our platform and better connect the dots for our clients.”

In context

“focused on reinvigorating profitable growth. Our project commits to achieving positive underlying growth this year across almost all of our businesses, with particularly healthy growth coming from Asset Servicing, Pershing and Treasury Services. We will continue full speed ahead with our critical long-term growth investments that I mentioned earlier with clear and specific targets that we expect the teams to hit over the course of the year. Lastly, on the top-line, our priorities include goals for our ONE BNY Mellon program, which incentivizes cross business referrals and development of innovative, multi-business solutions that only BNY Mellon's unique collection of businesses is equipped to provide. In 2022, we saw good initial momentum and we surpassed our initial goal for the year, and we intend to deliver a further pickup in 2023 as we increasingly sell our platform and better connect the dots for our clients. Finally, on capital management, I'll highlight that our Board of Directors has authorized a new $5 billion share repurchase program, which provides us ample flexibility, and having ended the year comfortably above our capital management targets, we're now resuming buybacks. And so, in summary, while none of us can predict exactly what the operating environment will look like in 2023, we are laser focused on growing the franchise and executing against our efficiency plans with discipline and urgency to drive some positive operating leverage in 2023, while returning a healthy amount of capital to our shareholders this year. With that, let me turn it over one last time to Emily as our CFO. Emily Portney: Thank you, Robin, and good morning, everyone. As I walk you through the details of our r”