“And the combination of that and some things will also add in 2023 on top of that will move us into a positive position relative to getting a return from payments platform next year.”

In context

“of where are we on the payments platform, we continue to be pleased with the progress that we’re making. We expect to run our payments platform very close to breakeven this year. And we expect to start seeing some positive returns to the payments platform in aggregate in 2023. Some of that will just come through better economics in the core processing of payments, and some of that would be from starting to introduce in a bit more scale. Some of the payment-oriented products that we’re currently experimenting rolling out, we’re currently working on FX options for our customers, paying your own currency-type solutions, buy now, pay later type offerings. Those are the first two we’re experimenting with in different markets right now. We expect to roll it out a little bit more fully in 2023. And the combination of that and some things will also add in 2023 on top of that will move us into a positive position relative to getting a return from payments platform next year. Lloyd Walmsley: Okay, thank you. Operator: Your next question comes from Kevin Kopelman of Cowen. Please go ahead. Kevin Kopelman: Great. Thanks a lot. Just follow-up on the marketing question, you talked about in the second quarter the kind of high-intent environment. Can you dig into that? Exactly you were seeing there that allows that add ROIs to outperform in Q2 and how has that trended into Q3? And then I have a quick follow-up. Glenn Fogel: Did you guys – he kind of broke up. David Goulden: No. I missed the last part, Kevin. How does that turn into and then you cut out? Kevin Kopelman: Sorry, so if you could dig into the high-intent environment that you described in the second quarter and how – what the drivers were and how that has looked into the third quarter. David Goulden: Than”