“Our target is about 5.5% there in 2025 in that key growth area.”

In context

“as well, so to make sure that, that 80% win ratio continues. So first bank to launch 24/7 $365 clearing -- US dollar clearing. We've got the instant payments platform we just launched for e-commerce clients. We have payments express that is now live in the US, on track for five markets by the year-end. So it's a story of innovation. It's a story of investment. It's got great returns. It's a good growth story. And it just -- it keeps ongoing. And I don't want to diminish security services in there either. It's another business that's similarly continuing to see significant client wins up 65% versus last year as well. And a lot of our strategy there has been focused on gaining share with the asset managers in North America. Couple of years ago, we're down at 2.6% share. We're up about 4.3%. Our target is about 5.5% there in 2025 in that key growth area. I know there's a lot to like here too. Operator: And our next question comes from Erika Najarian with UPS -- UBS. Erika Najarian: Hi. Good morning or good afternoon. So I apologize having to ask the expense question again, but I think it's just very important because there's really potential long-only investment thesis on Citi, right? One is the buyback given your tangible book values at $85 and the stock at $46 and the other is the bending the curve on expenses. So let me just ask Jim's question another way. In looking back to 2017, and I'm just looking at 2017 because I can break out legacy and core that way. And fast forward to 2022, you produced revenues ex legacy franchises about $61 billion in 2017 and about $67 billion in 2022. The associated expenses, again, without legacy franchi”