“And then on the NIIX markets part, we do expect to see you know, continued loan growth and operating deposit growth you know, play through in a rate environment that you know, is probably with fewer cuts than we expected originally.”

In context

“given the momentum. Mark Mason: Sure. I'll keep it brief. Look, I think the we did have a very strong first half. There was obviously a great deal of uncertainty and volatility. That we managed through and helped our clients manage through. The second half does seasonally tend to be softer than the first half. We're certainly estimating that as we think about the $84 billion. In the high end of that range that I've that we've moved you to. That would include a market's second half that is down. Generally consistent with what we've seen historically versus the first half. Obviously, if there's increased volatility and repositioning that investor clients want to take on the heels of that, we'll see how that plays out, but that's an important factor that's that's playing through in the $84. And then on the NIIX markets part, we do expect to see you know, continued loan growth and operating deposit growth you know, play through in a rate environment that you know, is probably with fewer cuts than we expected originally. But the short of it is that we have factored in some normal seasonality in the second half juxtaposed against the first that's driving us to the high end of the range. Operator: Our next question will come from Erika Najarian with UBS. Line is now open. Please go ahead. Erika Najarian: Yes. Hi. Good morning. My first question is on capital. Mark, I appreciate that you're moving away from the quarterly, you know, buyback guide. Wondering two questions. One, is 13.1% still the right level in terms of the year-end target as we think about you know, regulatory reform and SCB relief. And, additionally, you know, you're operating in a 140 basis point buffer. You know, as we think about a regulatory reform construct that's supposed to reduce volatility in the capital minimum, when do you think i”