“you know, we are, as say, about 160 basis points above. We are still targeting a 100 basis point management buffer”

How to check this claim

Look at: CET1 capital ratio buffer above regulatory minimum, in basis points

It came true if: Management buffer <= 100 basis points above regulatory requirement (i.e., CET1 ratio moves down toward ~100bps cushion from current ~160bps)

Where: Company-disclosed CET1 ratio (quarterly earnings release / 10-Q or 10-K capital ratios table)

Verify independently

SEC filings for C ↗ · Claim quote is verbatim from the 2025Q4 earnings call.