“Our expectation for 2025 is that we'll take significant ground against our margin targets.”

In context

“efit design is and our anticipation to grow that book, actually, we expect marginal profit contribution on new members for D-SNP, and so, actually view that as a positive. And on the general enrollment side, we're very targeted in our investments, and the investments we made tended to be in new plans as opposed to existing plans, which actually was a thoughtful way of really driving opportunities for growth without earning the entire book with incremental costs. So, again, I feel good about 2024 where we're positioned. And I would say, as Karen said in our opening remarks, feel very good about our ability to achieve at or above-market growth on the Medicare side. And then finally, on your margin question, I'm clearly we're way below where we need to be on 2024 margins, we understand that. Our expectation for 2025 is that we'll take significant ground against our margin targets. Obviously, we need to see where the rate notice comes out, what the competitive dynamic is. But you should expect 2025 for us to see incremental margin improvement, and hopefully, material improvement in that regard. Operator: The next question comes from Lisa Gill from J.P. Morgan. Lisa, please, go ahead. Your line is open. Lisa Gill: Great. Thanks very much, and good morning. I want to focus on the healthcare services side of the business, and I really had a few questions here. One, when I think about Cordavis and I think about the opportunity around biosimilars, is there a way for you to maybe frame how big that opportunity is? Secondly, when we think about things like GLP-1, I would think that as being a positive for this business. Can you help us understand that? And then thirdly, th”