“With that portfolio of product offerings, we’ve told you at our update that we expect greater than $4 billion of revenue in 2024.”

In context

“given the pressures on fin-techs out there, I’m wondering if there is any sort of opportunity here to try and grow faster, either organically or inorganically. David Solomon: Sure. I appreciate the question. And I guess I’d just step back and I’d highlight that we’ve been building a business from scratch here. It certainly takes investment, and we’ve been making investment. And we’ve been pretty clear that we have a long-term strategy to create a leading digital platform in the consumer banking business. Now we’ve been at it, as I think you know, for 5 years. We’ve built out a really good deposit platform. We built out an interesting cards platform with very interesting technology. We have a loans platform. We have some technology around an invest platform, and we’ve also added GreenSky. With that portfolio of product offerings, we’ve told you at our update that we expect greater than $4 billion of revenue in 2024. You can obviously see this quarter that we’re making progress on revenue in the business. And as we noted, I think when we spoke in February, at the update, we said the vast majority of the build cost associated with the products that will achieve that $4 billion target are in the ground. And so I’d remind you of that comment. On a year-to-date basis, the vast majority of the investment relates to building credit reserves as we grow the business. And just a reminder, CECL requires very, very significant upfront reserve build. So we continue to feel good about the progress we’re making, and we expect this business to generate accretive returns to Goldman Sachs over time. And we’re committed to the journey that we’ve set out on to make sure that we do just that over time. Christian Bolu: Ok”