“We do believe that in the next year or less, that international will start to slowly bounce back.”

In context

“hat we're continuing to see the acquisition trends that we would expect in the U.S. across-the-board, both in the low-end of the market but also the trends that we're seeing in the mid-market, so those trends continue. And as we've shared before, we're not overly reliant by any means on new business formations. From just a health perspective, I would say the U.S. is consistent with what we talked about with all of you a few months ago. And I would say outside of the U.S., again, very consistent with what before, the recovery has not been like the U.S. Now, if I were to double-click on that, I would say behind the U.S. has been Canada. And I think we're going to start seeing UK and Australia start to come back. Sorry, UK and France. And then Australia is, I would say behind UK and France. We do believe that in the next year or less, that international will start to slowly bounce back. And the reason for just the slowness in international bouncing back is there's just been so many starts and stops those small businesses that just lost confidence. Do I build up inventory? Do I go hire more employees? Do I increase my own marketing budget? That they've just been slower in bouncing back. But we believe, within the next year or so, we'll see that strength. But the headline news is U.S. continues to be strong and match what we've expected, and international role will bounce back within a year. Siti Panigrahi: That's great. And a follow-up to TurboTax question, this is probably the first year you are going to tap into the Credit Karma members who are not using TurboTax. Do you see as -- what strategy do you have at this point to tap into such a massive member base in Credit”