“So we don't expect these to be recurring as I mentioned. And so, you could essentially normalize for those on a go-forward basis.”

In context

“at there was around 40 million of one-off items within groups. So just thinking about going forward, should we just normalize for that and think about that as the run-rate earnings power of the segment? Or is there any other seasonality that we should take in mind in the back half of the year? Ramy Tadros: Hi, Elyse. It's Ramy. So the short answer to your question is yes. So these were unfavorable items that we don't expect to reoccur. Just to give you a flavor of what the items were. So the first one is an expense item which is related to a catch-up on state tax assessment. The second one is an adjustment on the life-free insurance policy. And the third one is a reserve refinement in our disability line which as John indicated impacted our non-medical health ratio by just about a point. So we don't expect these to be recurring as I mentioned. And so, you could essentially normalize for those on a go-forward basis. Elyse Greenspan: Thanks. And then my second question, you guys saw buyback pick up in July. So is that July level kind of a good run rate from here? As we think about the holding transaction closing and then I also believe, your subsidiary dividends are typically, greater in the back half of the year? Michel Khalaf: Hi. Good morning, Elyse. Michelle here. So I would say that there was a bit of catch-up in July given the fact that we were in blackout for, part of the second quarter due to the re-insurance transaction. So, if you look at probably the sort of run rate up to July here to date, I think that gives you a good sense of sort of pacing. We obviously we're looking to close the transaction in the second half of the year. And one we do, we'll assess the environment at the time. I thin”