“We are seeing a tick up in the jumbo activity into next year as well building on what we're doing this year.”

In context

“hieve responsible growth and building sustainable value for our customers and our shareholders. And with that, I will turn the call back to the operator for your questions. Operator: [Operator Instructions] And we have a question from Ryan Krueger with KBW. Please go ahead. Ryan Krueger: Hey. Thanks. Good morning. Can you provide some color on how January 1 renewals are shaping up so far in Group Benefits and also both in terms of persistency in the pricing dynamic in the market? Ramy Tadro: Good morning, Ryan. It's Ramy here. I would say we're still in the middle of the season. Recall the middle part of the market is still kind of active right now. But from everything we can see so far, we are doing extremely well here. Persistency in national accounts continues to be exceptionally high. We are seeing a tick up in the jumbo activity into next year as well building on what we're doing this year. And with respect to our rate actions, we are getting the rates that the book needs in the market and continue to see that both in terms of new business as well as persistency. Ryan Krueger: Thanks. And then in terms of capabilities within in Group Benefits and M&A, you've done a couple of things to round out the portfolio. Is there anything else you'd be interested in at this point? Or do you feel like you have what you need to grow organically? Michel Khalaf: Yeah. Hi, Ryan, it's Michel. Yeah. I mean, I think we're very pleased with the capabilities that we've built with the transactions that we've done in the last few years in Group Benefits. I think they've been highly complementary and we're very pleased in how they've performed. Think about our Pet First acquisition our Versant acqui”