“we see a path to continue to grow at within the range that we provided organically”

In context

“s that we've done in the last few years in Group Benefits. I think they've been highly complementary and we're very pleased in how they've performed. Think about our Pet First acquisition our Versant acquisition. And we'll continue to invest in this business. We've said all along that this is a business where scale matters, and to continue to meet customer expectations, you have to continue to make meaningful investment, something that we've done, and I think that's translating in terms of the momentum we're seeing whether it's in variable benefits or in other areas. Whereas, we don't see any gaps, when it comes to our product set or our capabilities. We're always open to opportunities, if we think those make strategic sense, if we think they can help us accelerate revenue growth, whereas we see a path to continue to grow at within the range that we provided organically, if there was something that would help us accelerate that that would make sense strategically. And that would make sense from a valuation perspective as well. We look for the type of transactions that are accretive over time that clear a minimum risk-adjusted hurdle rate. And we're always going to also compare any transaction to other potential uses of capital. At the end of the day, our focus pillar is about deploying capital to its highest and best use. So hopefully, this helps. Ryan Krueger: Great. Thanks a lot. Operator: Next, we go to the line of Tom Gallagher with Evercore ISI. Please go ahead. Tom Gallagher: Good morning. A couple of questions on capital. The SMR in Japan seems kind of low at 600% now. Is that something to watch? Or should we really be more focused on ESR since we”