“I mean to your base question, tech spend is going up. I think it's fair to say along with some of our controls and compliance areas, it's the fastest-growing part of this Firm.”

In context

“evolve around a financial intermediary, but all of it goes straight from stock plans straight into vested E*TRADE accounts. We're doing a bunch of work. We just did -- reviewed our electronic trading platform in Equities, some of they're doing equities, some fixed income. And some of the opportunities to leverage the derivatives trading within the E*TRADE platform with our electronic trading within our Equities Group. So -- and a lot of stuff we're doing around cyber, data protection, data management. AI is a huge effort. We have a group of people, our distinguished engineers, which we appoint each year, a group of very sophisticated technology software engineers and designers and we had new class just welcomed him actually last week, I think it was. So enormous amount of work going on. I mean to your base question, tech spend is going up. I think it's fair to say along with some of our controls and compliance areas, it's the fastest-growing part of this Firm. But that's good because it's displacing things we would be doing manually, which we shouldn't be doing manually. So I'm perfectly happy to see our tech spend go up. A lot of it is around new innovation, but we're also running a plant which is driving $60 billion in revenue. And there's just basic tech infrastructure that we keep modernizing that is the backbone of that plant. So hopefully, that gives you a bit of a sense. Michael Mayo : All right. Maybe drive specifics in another area. You have $65 billion of inflows to wealth in a tough market noted. But I see the definition of inflows has changed over the last year to also include dividends, interest and asset acquisitions. That's from the note in the earnings supplement. So how much of the $65 billion inflows to wealth were related to”