“But overall, I think we're very happy with what we have from the wealth management perspective and it's really about seeing the change in environment that should help the dynamics as we move forward to see that increase in loan growth.”

In context

“d then, we've actually seen an increased use of the lines. The important part there is, as you know probably better than anyone else is that, that product is one that is often generally used in periods of time by our clients when you actually see markets rise. And I wouldn't be surprised if we also begin to see it from a tax perspective as we enter the second part of the quarter. In terms of capabilities, excuse me, -- in terms of capabilities, I think we have the capabilities, there is clearly places you can still look from a tailored perspective. There is still capabilities when you think about the assets that we can move from an eligible perspective from the ISG side onto the bank. So it's a different portion of the question in terms of what we're doing from a legal entity perspective. But overall, I think we're very happy with what we have from the wealth management perspective and it's really about seeing the change in environment that should help the dynamics as we move forward to see that increase in loan growth. Ted Pick: And I think integrated firm matters here because there is the ability for us now in our risk committee sessions to look at tailored lending as a form of sophisticated structured product that has some institutional qualities to it. So it's not so much the classic bifurcation of division-by-division, but more of a firm lens across what the commitments are at a time when we should see acceleration in both of the major sides of the house. Brennan Hawken: That's interesting when thinking about utilizing the balance sheet. Thanks for that. I'm really sort of happy to ask this next question because of the focus on cash in the past year or so, and now I don't have to worry about drawing Sharon's ire when I ask about that. It seems like we're likely to have a pivot like, around cash tren”