“So I think we have it all moving in the right direction, attritional loss ratios, cat support from great partners and improvement in expense ratio and you'll see that contribute in 2025 to helping overall Global Personal improve.”

In context

“ble to deploy our capital with more flexibility to be responsive to client needs. So I'm thinking about structure pricing, the amount of limit that we can put out and it's not only in peak zones, it's in non-peak zones. And so we expect to see that continue to accelerate. We got to scale this year. And so we've renegotiated ceding commissions with PCS and so you'll see a meaningful improvement there, which should translate into overall expense ratio improvement and combined ratio improvement. And last I mentioned is that we have tremendous partners that have joined us based on how we've repositioned the portfolio and our encouraging growth. And so we have a 30% quota share with six participants all have very strong expertise in the high net worth space that are backing us for more growth. So I think we have it all moving in the right direction, attritional loss ratios, cat support from great partners and improvement in expense ratio and you'll see that contribute in 2025 to helping overall Global Personal improve. Meyer Shields: Okay, fantastic. Thank you so much. Operator: Thank you. Our next question comes from Jon Newsome with Piper Sandler. Your line is open. Jon Newsome: Good morning. Congrats on the quarter. Peter Zaffino: Thank you, Jon. Jon Newsome: Two sort of big picture question. One is are we at a point where there are aspirational areas of business that AIG is not in that you would be looking for either on organic or inorganic basis? And I guess sort of relatedly on the other side of that question is where are we from a divesting of noncore businesses perspective? Are we pretty much done at this point? Peter Zaffino: Sure. Thanks for the question. I'll start with the second one first. I think we are largely done. I mean, I don't ever say never or always. But I think we now have the por”