“And if anybody thought costs were going up, they'll go down again next year as well.”

In context

“olutely determined to have that be best-in-class. We want to drive unbranded, because of all the things I talked about in my remarks. It helps us on branded share of checkout. It helps us in our data collection and all of the things we can do with those, unique sense of data. In unbranded will be a new source of margin generation for us, without question. We are beginning to put those services already into place. Many of them will go into place by the fourth quarter, and I expect to see the majority of those things start to take effect in 2024. And then clearly, we're managing our OpEx extremely well. And I can talk with more detail on that if anyone has a question on it. But we said - we thought it would be, negative high single-digits this year. It's likely to be 10%, negative 10% plus. And if anybody thought costs were going up, they'll go down again next year as well. I can talk more about that. But we've got a real set of initiatives and strategies focused on this. We're executing against it, I'm confident that we'll be able to deliver on what we set out to do. Darrin Peller: It's really helpful guys. Thank you both. Daniel Schulman: You bet. Operator: Your next question comes from the line of Jason Kupferberg with Bank of America. Please go ahead. Jason Kupferberg: Thanks guys. Good to see the improved revenue outlook here. I actually wanted to switch over to the branded side of TPV growth. As you mentioned, you had a couple of points of acceleration there. Wanted to understand which countries or verticals or other drivers, what was behind that? Would you attribute any material amount of the improvement through the rollout of advanced checkout? And”