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CLAIM #50987 · PayPal Holdings Inc (PYPL) · 2025Q2 earnings call · Jul 29, 2025 · due Jan 29, 2026

With respect to accelerated rate, what I would tell you is that we are laser-focused on branded checkout. And I think as we talk about all of this, that focus on execution, the focus on the strategic initiatives, we fully expect to see an accelerated rate of growth over the next few quarters and the next few years.

Jamie Miller · CFO

PENDING
graded after results covering Jan 29, 2026 are reported

In context

Jamie S. Miller: Yes. I can jump in here and talk about non-U.S. growth, which I think, Darrin, is where you were taking the second part of this. If you look at outside the U.S., again, we're really seeing largely consistent trends here. We continue to take share in Europe, including Germany. And as Alex mentioned, our broad push around our latest innovation, it's not just the latest experience, but it is buy now, pay later. It is the new app and app upgrades and the experience around that. It's in its NFC, which we had a really successful rollout in the second quarter in Germany around that. So it's all around branded checkout, really driving the habituation and the resulting halo that comes with that. And the teams are really focused on scaling that and pushing that as they go through. With respect to accelerated rate, what I would tell you is that we are laser-focused on branded checkout. And I think as we talk about all of this, that focus on execution, the focus on the strategic initiatives, we fully expect to see an accelerated rate of growth over the next few quarters and the next few years. Operator: Our next question comes from the line of James Faucette with Morgan Stanley. James Eugene Faucette: I wanted to touch on your efforts to expand the brands to offline and some of the initiatives that you have, including debit, expansion of BNPL and credit. How should we think about that road map on a go-forward basis? It seems like you're driving really good engagement. But just wondering about expansion into other geographies and then product expansion beyond. And it seems like there's an opportunity to become kind of a full suite of financial services that you're pursuing, but I'd just like to get the milepost we should be tracking on those initiatives. Alex Chriss: Yes. Thank you, James. So I think you're hitting on what we've really been laying out in our strategy when it com

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SEC filings for PYPL · Claim quote is verbatim from the 2025Q2 earnings call.