“We're big supporters of open banking, and we've looked at this end-to-end throughout the business, and the changes are just immaterial to us. We're not going to be impacted by this really at all.”

In context

“or, because many of our largest merchants really need, Adyen as an example, to be able to support Fastlane, which they've committed to do. So that will come out in the next couple of quarters. And then this is a long game, and we're excited about the momentum, but just continuing to move along. Operator: Our next question will come from the line of Trevor Williams with Jefferies. Trevor Ellis Williams: I just wanted to ask on the news over the past few weeks with certain banks starting to charge for access to consumer data. Just anything you can share on where within the business you rely on aggregators? And with what you know today on the pricing that's been floated, just how you guys are thinking about the potential impact? Alex Chriss: Yes, Trevor, thank you. I'll keep this one simple. We're big supporters of open banking, and we've looked at this end-to-end throughout the business, and the changes are just immaterial to us. We're not going to be impacted by this really at all. Steven Eric Winoker: Regina, let's make time for one more question, please. Operator: Our final question will come from the line of Dan Dolev with Mizuho Securities. Dan Dolev: So can we talk about any benefits you're getting from the upgraded checkout experience? Obviously, there should be an uplift in the second half. Is there any way to quantify that, that would be great. Alex Chriss: Yes, Dan, what I'd say is, from the cohorts that we've rolled this out to, and remember, this is 15% of global TPV, we're continuing to see the uplift that we've talked about, call it, 1 point of uplift. So that is going to continue. We just need to roll this out to more. And so our expectation is if you look at branded checkout overall, it's this new branded experiences, it's the momentum that we've got”