“And once again, I like my chances to outperform the industry in '23 and have share gaining growth.”

In context

“ing remarks that right now, we’ve grown about 800,000 Medicare lives and that’s consistent with the guidance we gave at our investor conference last year and we are on pace to end this year ‘22 with full year growth of 900,000 lives. So feel good about the way our value proposition has resonated in ‘22 and feel like that momentum will head into 2023. So, great feedback from the broker community around our product positioning, how we are investing, our emphasis on investments in the most utilized benefits like drugs and like dental benefits. So, feel very good heading into AEP tomorrow. With respect to the industry, over the long-term basis, we have kind of guided to 8% to 9% Medicare Advantage industry growth. I don’t have any reason to see it differently from this vantage point for 2023. And once again, I like my chances to outperform the industry in ‘23 and have share gaining growth. Andrew Witty: Thanks Tim. Next question please. Operator: Stephen Baxter of Wells Fargo. Stephen Baxter: Yes. Hi. Thanks. Wanted to ask about OptumInsight, as you work to grow this business and add new anchor partners, I would love to hear what you are hearing from your health system customers given the challenges they are facing. How is the pipeline developing? Can you remind us, I guess how much revenue coverage you have for next year at this point? And then just lastly, any update on expectations for change accretion post the divestiture of claims expense. Thank you. Andrew Witty: Hi Stephen, thanks so much for the question. I am going to ask Dan Schumacher to respond to the first part of that question, and then John Rex will pick up the point on the change accretion piece. So Dan, go”