“And we expect 95% of our customers will be in these arrangements in 2027 with the remainder in full rebate pass-through by 2028.”

How to check this claim

Look at: Percent of customers in the new pricing/rebate arrangements (as described by management)

It came true if: >= 95% of customers in these arrangements by end of 2027, with the remaining <=5% moved to full rebate pass-through by end of 2028

Where: management commentary on earnings calls (UNH/Optum) or company disclosures in 2027-2028

Verify independently

SEC filings for UNH ↗ · Claim quote is verbatim from the 2025Q3 earnings call.