“We expect operating earnings growth of approximately 9% while expanding margins by approximately 30 basis points.”

In context

“service reconciliation to real time point of care approval and monetization. Creating a more modern, closed loop approach that is better for the health system. The impact is significant. It reduces areas of long standing processing friction. While enhancing OptumInsight's growth and margin potential. By expanding beyond transaction processing into higher value services. Focused on a more certain simpler, faster experience for patients and providers we serve. Unlocking faster settlement, improved liquidity for providers, creating new value pools for payers. Turning to OptumHealth. As you see in our results this morning, we made substantial changes through 2025. Enabling our team to enter 2026 with a stronger foundation more aligned to the intent of our integrated value based care approach. We expect operating earnings growth of approximately 9% while expanding margins by approximately 30 basis points. This growth is driven by a back to the basics focus. On integrated value based care and execution. I'll touch on a few core areas in which we have taken action. First, we are focusing on markets where we have strong presence and the complementary wraparound services to succeed in our integrated value based care approach. We provide these services under an aligned incentive structure that improves outcomes reduces cost, and improves patient satisfaction. Practices operating in this environment are driving down total cost care by up to 30%. With patient satisfaction NPS near ninety. Second, we are making sure our integrated value based care network is appropriate and optimized. We've narrowed our affiliated network by nearly 20% since this time last year. With the goal of having a more opti”