CLAIM #58971 · UnitedHealth Group Incorporated (UNH) · 2025Q4 earnings call · Jan 27, 2026 · due Dec 31, 2026
“You know, that being said, we do have work to do, which is we've we've laid that out thoughtfully. And I think as, you know, in terms of progression of earnings, you know, we're looking at modest basis point improvement inside 2026.”
Krista Nelson · Executive, OptumHealth
How to check this claim
Look at: Operating margin (basis point change), year-over-year, for the relevant segment (OptumHealth) fiscal year 2026
It came true if: Full-year 2026 operating margin higher than full-year 2025 operating margin, with improvement modest (roughly 0-50 basis points)
Where: Company segment financial disclosures (10-K / Q4 2026 earnings release, OptumHealth segment results)
In context
“out just you know, our how we're progressing and if we've seen any surprises. No. Think as we've you know, gone through the evaluation I described in the fourth quarter and as we've started to look at performance in each business and as we've made some decisions to improve our footprint and our market portfolio, and getting some of that, you know, behind us. I I actually feel better about our 2026 position and our foundation by which we will be building off of. Your second question was on the six to eight. Percent and if that's still intact. And the answer is yes. Like I mentioned earlier, the examples I described in Houston, we have a number of examples like that where I described our mature evaluative cohorts already performing inside that. Again, those are reasons to give us confidence You know, that being said, we do have work to do, which is we've we've laid that out thoughtfully. And I think as, you know, in terms of progression of earnings, you know, we're looking at modest basis point improvement inside 2026. As investments take shape and as we overcome the last year of V-twenty eight. With building stronger momentum in the back half of the year setting us up for 2027, And then, you know, the last part of your question around just the support of value based care you know, what we've got is a very unique integrated value based care delivery system that continues to demonstrate value to patients served higher quality outcomes, and a total cost of care that is significantly better than all market alternatives, And, you know, this system, like I mentioned earlier, is aligned around an aligned payment model which incentivizes preventive care and holistic care. And comparing that to assessment and rewards for volume, is just, you know, a system that we need more of, and I we feel even stronger today”
Verify independently
SEC filings for UNH ↗ · Claim quote is verbatim from the 2025Q4 earnings call.