“I think on the fee side of things, we had a solid quarter, but we continue to expect momentum in the various categories.”

In context

“some arc to the retail, so there'll be probably some repricing that occurs at the [still current] (ph) higher levels, but over time those balances will come down. And so, overall, it gives us an advantage as the curve in theory should starting to steepen and you have a lower short-term rate and a higher longer-term rate that allows for continued earning asset favorability on the repricing side of things. Ebrahim Poonawala: Got it. And I guess just separately, when you think about the outlook for the back half on fee revenue growth, the mid single-digits, where do you think fee revenue growth is going to be driven? What categories are going to drive that growth? Where do you expect some more moderation relative to what we've seen in the first half of the year? Thank you. John Stern: Sure. I think on the fee side of things, we had a solid quarter, but we continue to expect momentum in the various categories. And it's going to be a combination of all the main ones. It's going to be payments, it's going to be our trust investment management fees, and it's going to be in the capital market space is probably the three areas that I would point you to. On the payment side of things, we continue to see strong core competencies and whether in merchant processing, you're talking about our tech-led areas, if you're talking about our corporate payments side of things, you're looking at us starting to lap some of the things in freight and fleet. And on credit, credit card, we continue to see strong spend level. So, those are all going to be positive things for us as we move forward. The trust in investment management fees as well as the capital markets continue to see very strong market backdrop. And we”