“We would expect momentum as we move forward and getting and approaching those sort of medium-term levels.”

In context

“on payments. A lot of good details, kind of by segment, but was wondering if you could update kind of your thoughts on the growth you expect for full year this year. And then just still, it might be a little bit lower than what you were thinking before. And then just the medium-term outlook, if that's still the same? John Stern: Yeah. I'll answer your second question first. The medium-term outlook has not changed in terms of growth rate trajectory for the payment businesses. So, we think of high single-digit growth in terms of the merchant and corporate payments system categories. And we think of mid-single-digit growth as we get into the credit card, debit card kind of area. As I mentioned, we had 4% or so and then 3% growth this quarter, the last two quarters on a year-over-year basis. We would expect momentum as we move forward and getting and approaching those sort of medium-term levels. And some of the puts and takes I had mentioned earlier are going to be kind of the drivers of that. And, of course, whether or not we're on the higher end or lower end is going to depend upon spend levels and where that ultimately comes through, but we feel confident in terms of where the market is going and how that is. So, we feel like we're well positioned in that space. Matt O'Connor: Okay. And then, what's the prepaid card risk mitigation that you referred to? Maybe I missed if you've mentioned that in the past, but can you just remind us what that is and how long it [might drive for] (ph)? Thanks. John Stern: Yeah. So, it's just more fraud and things of that variety that has picked up. And so, we just -- there's just some areas there that we want to mitigate against, and so that we'”