“we believe that it can grow faster than consumer when we get back to a more normal time post the pandemic and obviously, one big factor there will be the pace at which business travel returns.”

In context

“cards because it's a lot less than the number of people issue consumer cards. And we're also very focused on the travel and fuel use cases in addition to obviously purchasing cards and corporate cards, which are a more traditional element of this carded B2B space. We're also trying to continue to grow acceptance. There are acceptance gaps in the commercial space that hold us back from getting all the volume that we could potentially get. We are making strides, but there's still a ways to go in terms of having an acceptance footprint that mirrors the type of broad-based acceptance footprint that we have on the commercial side. It's a very important part of the business. It has attractive yields. It's -- generally has the ability to -- it was growing faster than consumer prior to COVID, and we believe that it can grow faster than consumer when we get back to a more normal time post the pandemic and obviously, one big factor there will be the pace at which business travel returns. In the cross-border space, obviously, our major thrust there is B2B Connect. And our major focus on B2B Connect continues to be to grow out the network by having more and more banks in more and more countries involved in the network, and that has been and continues to be our focus more so than driving transactions at this point. And our belief is that once we get the network to a level where it is quite robust that transaction flow will happen fairly quickly. So those are some of the things that we're focused on to try to drive this very, very important space, which I continue to believe is an enormous opportunity for us going forward. Operator: Our next question comes from Tien-Tsin Huang from JPMorgan. Tien-Tsin Huang: Thank you so much. Very strong broad-based results, which is what I”