“So hopefully that will be a good enabler for more growth as we go into next year.”

In context

“seeing some growth across the CIB space particularly in some of the non-bank financial loan categories. We're seeing growth there. But we're also seeing growth in a lot of the other sectors which is really good to see it be broad-based coming across the kind of general banking book there. What we're not seeing is growth in the commercial bank yet. And really that's just because the utilization rates and the revolvers continue to be pretty stable now for a number of quarters. I think that likely picks up over time as people continue to gain more confidence that the economy is going to end up in a really in a good place and some other factors there and rates start to come down help as well. So we're seeing good growth despite still not seeing that utilization pickup in the commercial banks. So hopefully that will be a good enabler for more growth as we go into next year. John McDonald: And then maybe a follow-up specifically on credit card. Are you seeing new customers to the bank in card? Or are they mostly growth in existing Wells Fargo customers? Mike Santomassimo: Both. And I think depending on the week, it could be, you know, fifty fifty, sixty forty, the majority are still existing customers coming through, but there are a lot of new to bank customers coming through there. And I think you may have noticed in supplement, did see a big uptick in card originations this quarter relative to last quarter. And the really good part about that is that that's coming out of our branches and coming from our own digital properties. So wellsfargo.com. So it's really good to see that the majority of that growth is actually coming from our own assets, which obvious”